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Our Expertise

Credit Counseling

The credit industry can be a battlefield for those suffering from negative and derogatory credit scores. Many individuals have the disadvantage of higher interest rates, credit denials, and the inability to find experienced help to navigate through the bumps and bruises in this ever evolving economic world. We are here to help direct you to better credit living by engaging in a number of innovative, financial avenues to improve your credit score. We work with credit bureaus to challenge questionable account history and reports to give you the upper hand in gaining back financial freedom. We help our clients can save hundreds and thousands of dollars in interest, and leverage the best options to consolidate and reduce debt. We aren't like other credit counseling providers. Our services include educational modules and resources to further aide in your credit recovering process. You don't have to battle the credit industry alone. With our expert experience, we fight all the hard battles for you with our groundbreaking credit programs.

Work Opportunities

Grace Modern Financial LLC is seeking to help individuals with placement in the virtual workforce. We combine outstanding customer service provided by our Independent Contractors with the needs of many Fortune 500 companies. We strive to meet all expectations of our contractors and clients.


Our company works alongside Arise Virtual Solution – You will be taking Inbound calls as a Customer Service Professional with many different clients of your choice. All we require of you is to pass your training and service the minimum amount of hours per week (depending on the client). You have the ability to schedule your hours with through our Partner Service in advance of two weeks, and release those hours 48 hours in advance if your unable to service them. This gives you the opportunity of flexibility and gives you the ability to plan around your busy schedule, family, and friends and enjoy your day to day life.

Debt Management

Grace Modern Financial takes a unique approach to addressing your outstanding debt.  If followed it's highly effective in eliminating your mortgage, credit card, car payment, student loan, and other obligations in a fraction of debt's term.  Our approach allow you to do this on a tax-free basis while capturing lost interest to transform your debt into assets.

College Planning

Grace Modern Financial has established an approach  that helps parents understand the college funding process, reduce their out-of-pocket expenses, and balance the challenge of saving for college and retirement simultaneously. GMF is devoted to providing  access to unconventional methods that have been around for centuries.


Grace Modern Financial LLC is partnered with Saintiilen Insurance Group which assist clients with Health Insurance, Life Insurance, and Annuity products.  Agents with Saintilien Insurance Group are appointed with many insurance carriers and licenced to do business in several states.  

Saintilien Insurance Group has several divisions to help clients in particular niche markets. The division was created to address people in need of information and service addressing health care reform as it impacts  Medicare and the under 65 Health Insurance market.  The Stylist Benefits division was designed to help build benefit packages for providers in Cosmetology Industry.  Life insurance marketing is branded under the S.I.G brand.

Business Services

As a business owner it could be frustrating when your access to cash is restricted.  Grace Modern Financial will also assist you with obtaining information that will help you with Business Financing, Business Credit Education, Merchant Services, Employee Benefits and more.  


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